CWS Market Review – January 12, 2018
“Stock market: a place where events with a <1% probability are discussed >90% of the time.” – Urban Carmel
The year 2018 is picking up where 2017 left off. The market has risen for seven out of eight days this year. In fact, this is one of the best starts to a year in market history. The S&P 500 is already up 3.5% this year, and we’re not even at the Super Bowl.
The good news is that the economy continues to do well. We’re probably growing at the strongest rate in several years. Very soon, we’re going to get a lot more evidence for stronger growth as the fourth-quarter earnings season beings. This looks to be a good one for corporate America, and expectations are high. Naturally, we’ll also get a look at how well our Buy List stocks did.
In this issue of CWS Market Review, I want to focus on the upcoming earnings season. I also want to look at the impact of tax reform on the stock market and discuss the recent uptick in long-term yields. Later on, I’ll have some updates on our Buy List stocks (good news from Danaher!). But first, let’s see why corporate tax reform was so important for us.
The Impact of Tax Reform on Our Portfolios
As we know, the stock market has been in a good mood lately. Actually, it’s been this way for close to two years without interruption. On February 11, 2016, the S&P 500 closed at 1,829.08. Since then, the index has advanced 51.3%. Not only that, it’s been a very stable market as well. Since March 2016, the S&P 500 has spent exactly one day below its 200-day moving average.
Part of the reason for the buoyant outlook is tax reform. Last month, Congress passed and President Trump signed a major tax bill. I won’t go into the wisdom of the policy proposals because that’s a political decision and not what we focus on around here.
I do, however, want to make a few comments about the change in corporate taxes and how it impacts investors. The tax law lowers the corporate rate from 35% to 21%. Effectively, what that means is that the U.S. government is a silent partner in every American business.
Previously, they had an odd relationship with the partners as the government owned no part of the business yet was entitled to 35% of the final cash flow. All the other shareholders got the other 65%.
With this new law, the shareholders’ stake rises from 65% to 79%. They get an extra 14% at no cost. Imagine if you had a silent partner who said to you, “here, take my 14% and you don’t owe me anything.” Of course, that’s not literally what’s happened. But effectively, it’s pretty darn close.
This is a huge benefit for shareholders. It’s almost like overnight you got 20% more shares of all your stocks. This is especially good for many of our Buy List stocks because they’re very profitable. That’s why they pay a lot of taxes.
I tend to be skeptical of any models that try to determine a fair price for the entire market. This is an instance where the entire climate has changed. If I were a modeler, I’d have to update several of my variables (and not a few of my constants).
As good as this is for shareholders, and it is good, we should keep in mind that the government may easily change its mind at some point. The political climate, alas, is ever fickle.
Keep an Eye on Rising Long-Term Yields
Last Friday, the government reported that the U.S. economy created 148,000 net new jobs in December. That was less than expected, but the trend is still very much intact. The unemployment rate stayed at 4.1%. The important number is that average hourly earnings were up 2.5% for the year. That really needs to increase. Higher wages means more shopping which means more profits.
While inflation has remained quite low, I’ve started to notice that long-term interest rates have gradually crept higher in recent weeks. This week, the 10-year broke above 2.5%. One more push and the yield can easily touch a three-year high.
Some of this is due to the improving economy. As cyclical stocks improve, that’s usually matched by a rise in long-term rates. What happens is that investors shun lower-risk bonds and rotate into higher-risk stocks. That’s also part of the reason why defensive sectors like Consumer Staples (like Hormel and Church & Dwight) have sat out this latest rally. We’ll get the first look at Q4 later this month and I think it will be a good report. We might even top 4% growth.
Some of the rise in long-term rates is related to the Fed’s aggressive posture. The central bank sees three more rate hikes this year. The futures market has priced in a rate hike in March (68%) and a second by September (71%), but they’re currently divided on a third (45%) by December.
The reason why the rise in long-term rates is important is that it’s a crucial factor in stock valuations. Whenever someone asks, “are stocks expensive?,” the proper answer is “compared to what?”
In terms of risk, stocks are closest to long-term bonds. That means that higher yields from bonds provide tougher “competition” for stocks. (This is why so many market models use long-term yields as an input variable.) If stocks want to compete for investors’ money, they may have to lower their valuation. This doesn’t necessarily mean lower prices. It just means that prices will rise less than earnings.
Mind you, we haven’t reached a breaking point yet. Long-term yields are still quite modest. But there is some math involved, and stock valuations can’t hold out forever—even with tax reform.
The key takeaway is that the market is taking a more relaxed attitude toward risk. This isn’t necessarily a bad thing. Marginal assets serve an important purpose. Fortunately, our Buy List is pretty conservative, so it’s more protected against a broad-based change in valuations.
When the 10-year yield was 1.4%, as it was 18 months ago, stocks were an easy call. Heck, even if they went nowhere, you were still getting a 2.2% yield. But what happens if the 10-year gets to 3%? Or 4%?
In 1994, the bond market tanked, profits soared and stocks were flat. That’s another way of saying valuations plunged. Sometimes the bear growls, and sometimes he does his work in silence.
This Quarter’s Earnings Calendar
Like I do each quarter, I’ve posted an earnings calendar for our Buy List stocks. For Q4, companies tend to report a little later than they normally do in other quarters. Twenty of our Twenty-five stocks will report from mid-January to mid-February. I do my best to compile the info. Let’s just say that some companies are more forthcoming than others.
I want to add a side note on the earnings report for Signature Bank (SBNY). The company hasn’t said yet when they’ll report earnings. Going by previous quarters, the report may come next week. Signature is usually one of our first stocks to report. Unfortunately, I wasn’t able confirm the earnings date by the time I’m sending you this. So if you see Signature’s earnings next week, don’t be surprised. Wall Street expects $2.23 per share for Q4. Please check the blog for updates. The week after next will be a busier week for earnings. Now let’s look at some recent news from our Buy List stocks.
Buy List Updates
On Tuesday, Stryker (SYK) released preliminary quarterly results. For Q4, sales rose by 10% to $3.5 billion. Taking out the impact of the dollar, sales were up 8.1% last quarter. Stryker said that based on those numbers, they expect 2017 earnings of $6.35 to $6.45 per share. Since Stryker has already made $4.53 per share for the first three quarters, that implies Q4 earnings between $1.82 and $1.92 per share. Stryker’s earnings report is due out on January 30.
Shares of Danaher (DHR) got a nice bounce this week after the CEO gave some optimistic comments at an investor conference. See “Danaher Simply Blew It Away at This Big Healthcare Conference Tuesday” at The Street. Danaher’s CEO said that earnings will come in at the top of their range, which is $1.12 to $1.16 per share. Last month, Danaher said they expect 2018 earnings between $4.25 and $4.35 per share.
Before I go, I want to update a few of our Buy Below prices. Remember that these prices are not “price targets.” I’m not a fan of those. Rather, they’re guidelines for current entry into the stock.
I’m lifting my Moody’s (MCO) Buy Below to $164 per share. The credit-agency stock is already up more than 5% for us this year. I’m also lifting Intercontinental Exchange (ICE) to $79 per share. ICE is due to report earnings on February 7. Look for another good earnings report. Lastly, I’m lifting Fiserv (FISV) to $144 per share.
A quick reminder on Fiserv. In their last earnings report, the company missed Wall Street’s consensus by four cents per share. The next day, the stock dropped as low as $120.53 which was a 7% loss.
Here’s what’s interesting: In the earnings report, Fiserv also narrowed its earnings guidance. Traders naturally skipped over the good news and ignored the fact that Fiserv raised the lower end of its guidance.
Now here we are two months later, and Fiserv closed out Thursday at $137.83 per share. This is another example of how we kept our heads and focused on the details and thereby made a nice profit.
That’s all for now. The stock market will be closed on Monday in honor of Dr. Martin Luther King’s birthday. Dr. King would have been 89. We’ll start to get some big-name earnings reports next week. The industrial-production report is due out on Wednesday. On Thursday, the housing-starts report comes out. Be sure to keep checking the blog for daily updates. I’ll have more market analysis for you in the next issue of CWS Market Review!
– Eddy
P.S. Important update. Shareholders of my AdvisorShares Focused Equity ETF (CWS) should have received proxy voting materials in mid-November. If you have not already done so, it is very important to record your vote.
For many shareholders, proxy materials are available online through the brokerage firm where the account is located. The proxy materials will include instructions on how to vote online, by phone or by mail. Below are these voting options. As noted in the proxy materials, the Board of Trustees recommends voting “For” each proposal.
INTERNET: Go to www.cesvote.com. Have your proxy card available when you access the above website. Follow the prompts to vote your shares.
PHONE: Call (888) 693-8683. Use any touch-tone telephone to vote your proxy. Have your proxy card available when you call. Follow the voting instructions to vote your shares.
MAIL: Mark, sign, and date your proxy card, then detach it, and return it in the postage-paid envelope provided.
Your efforts are greatly appreciated. You may also call the team at AdvisorShares at 877-843-3831 if you have any questions.
Posted by Eddy Elfenbein on January 12th, 2018 at 7:08 am
The information in this blog post represents my own opinions and does not contain a recommendation for any particular security or investment. I or my affiliates may hold positions or other interests in securities mentioned in the Blog, please see my Disclaimer page for my full disclaimer.
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